Overview
CBA’s Home Equity Lending Committee promotes the exchange of information and ideas relating to mortgage-secured credit. When regulations or legislation affect home equity lending, whether through proposed RESPA-TILA changes, or Home Owners Equity Protection Act, CBA’s Home Equity Committee shapes CBA’s input in the government relations process.  CBA’s annual Home Equity Lending Conference is where banking leaders in home equity lending get together to share ideas and study the future of equity finance. Speakers and participants examine issues including e-commerce and technology, subprime lending, and marketing and demographic changes.
The 2010 Home Equity Conference will be held in conjunction with CBA's Retail Banking Conference Jun 5-8, 2010 in Hollywood, FL. The Home Equity Lending Committee also conducts a bi-annual survey to measure home equity lending activity and identify business trends. The CBA Home Equity Loan Study, conducted for CBA by Freed Vance Research Group, tracks trend dynamics for both open and closed-end home equity lending at banks and thrifts. For more information, please contact Jayne Hunt.
Home Equity Lending Committee Members
Resources
The new Responsible Lending Act, introduced by Congressmen Bob Ney (R-OH) and Paul E. Kanjorski (D-PA) in the 109th Congress (March 16, 2005)
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News
- February 8, 2010 — CBA Launches "CBA SmartBrief," daily news updates for the retail banking industry — PDF format
- July 30, 2009 — Mortgages — PDF format, 48KB
- August 29, 2008 — Hope Now July 2008 Data Release (Final) — PDF format, 49KB
- August 29, 2008 — Mortgage Foreclosure: CBA Responds — PDF format, 41KB
- November 7, 2007 — CBA Letter to Chairman Barney Frank concerning HR 3915, the "Mortgage Reform and Anti-Predatory Lending Act" — PDF format, 27KB
- November 7, 2007 — House Committee Adopts Mortgage Reform Bill — PDF format, 47KB
- November 1, 2005 — Congressional letter — PDF format, 265KB
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