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Comment Letter Archive

Regulatory Comment Letters

Joint Trades Letter to the Senate (October 6, 2014)

CBA Petition to the FCC for Declaratory Ruling re: Telephone Consumer Protection Act of 1991 (September 22, 2014)

Proposal to Disclose Consumer Complaint Narratives (September 22, 2014)

CBA letter to CFPB Request for Information on Mobile Financial Services (September 11, 2014)

CBA response to CFPB Request for Information on Mobile Financial Services (September 10, 2014)

Joint trades letter to Congress re: Vehicle Financing (September 8, 2014)

CBA Second Comment Letter to CFPB on Debt Collection Survey (August 22, 2014)

CBA letter to CFPB re: Proprietary Agreements between Financial Institutions and Educational Institutions (August 20, 2014)

Joint letter to DOE; Analysis of Legal Basis for DOE Proposal to Regulate Campus Bank Accounts (August 20, 2014)

Joint trades letter to U.S. Department of Commerce re: Big Data Developments (August 5, 2014)

Joint Trades Letter of Support for the Cybersecurity Information Sharing Act of 2014 (S. 2588) (August 1, 2014)

Richard Hunt testimony before Senate Banking Committee (July 31, 2014)

Joint Trades Request re: Extension to Comment Period on CFPB Complaint Narratives Proposal (July 21, 2014)

Joint Comment Letter to CFPB re Regulation P, privacy provisions of Gramm-Leach-Bliley (July 14, 2014)

Joint Comment Letter to OMB re: CFPB Telephone Survey on Exploring Consumer Awareness of and Perceptions Regarding Dispute Resolution Provisions in Credit Card Agreements (June 30, 2014)

CBA Letter for Record - HFSC Markup (June 10, 2014)

Joint Trades Letter to CFPB on Remittance Transfer Rule (Regulation E) (1) (2) (June 6, 2014)

CBA Testimony - Banking FI Subcommittee Hearing - Student Loans (June 4, 2014)

CBA-SLSA-EFC Letter to Secretary Duncan (May 21, 2014)

Joint Letter to CFPB on Amendments to Privacy Notice Requirement, Gramm-Leach-Bliley Act – Regulation P (May 13, 2014)

CBA Comment Letter to CFPB on Debt Collection Survey (May 6, 2014)

Joint Trades Testimony, House Financial Services Committee, re: “Operation Choke Point” (April 8, 2014)

CBA Statement for the Record, House Financial Services Committee Hearing on Regulatory Landscape of Financial Services Industry (April 8, 2014)

Joint Comment Letter to DOE re: Title IV Program Integrity and Improvement – Negotiated Rulemaking (April 2, 2014)

CBA Comments to Dept. of Commerce re: Access to Social Security Public Death Master File (March 18, 2014)

CBA Joint Comment Letter to CFPB on Debt Collection ANPR (February 28, 2014)

Joint Trades letter to Chairman Camp Re: Lending Tax, Tax Reform Proposal (February 26, 2014)

CBA comments to CFPB Regarding Mortgage Loan Closing Process (February 7, 2014)

Joint Trades Letter Re: Proposed Interagency Standards for Assessing Diversity Policies (OMWI) (February 6, 2014)

Joint Trade Letter to Senate Judiciary Committee for hearing on ‘Preventing Data Breaches’ (February 3, 2014)

Joint Trade Letter to Senate Banking Subcommittee for hearing on ‘Safeguarding Consumers’ Financial Data’ (February 3, 2014)

Joint Trade Letter on Raising Federal Debt Ceiling (January 30, 2014)

Joint Trade Letter on Postal Reform (January 28, 2014)

CBA Joint Trades Letter on Biggert-Waters Escrow Requirements (January 28, 2014)

Joint Trades NCCIP Letter (January 13, 2014)

CBA Joint Comment Letter to FCC in Support of the Revised TCPA Exemption Proposal from the Cargo Airline Association (December 20, 2013)

Join Trade Reply Brief, Motion for Leave to Participate in Oral Argument, Debit Interchange (December 16, 2013)

Joint Comment Letter from Financial Sector Services Coordinating Council (FSSCC) to National Institute of Standards and Technology (NIST) Regarding the Proposed Cybersecurity Framework (December 13, 2013)

Joint Comment Letter on Biggert-Waters Proposed Rule regarding Escrow Requirements for Flood Insurance (December 6, 2013)

Joint Comments to CFPB's October 23, 2013 Interim Final Rule (November 22, 2013)

Letter to Judiciary Committee regarding Amendments to Innovation Act of 2013 (November 20, 2013)

CBA Letter to CFPB regarding Student Loan Payments (November 14, 2013)

CBA Comment Letter to Regulators regarding QRM Proposed Rule (October 30, 2013)

CBA Comment Letter to HUD regarding QM Definitions (October 30, 2013)

Joint Trades Comment Letter to HUD regarding QM Definitions (October 30, 2013)

CBA Letter to Senators Baucus and Hatch regarding LIHTC and NMTC (September 20, 2013)

CBA Letter to Senate Banking on NFIP Hearing (September 18, 2013)

CBA Joint Comment Letter to Department of Education Regarding Federal Loan Programs (August 28, 2013)

CBA Concerns with Non-QM Loans (August 8, 2013)

Joint Trade Letter on Arbitration Survey (August 6, 2013)

Joint Trades Letter to CFPB Requesting Student Loan Disclosure Grace Period (August 5, 2013)

Limitations on the Terms of Consumer Credit Extended to Service Members and Dependents (August 1, 2013)

S. 1353, a Bipartisan Cybersecurity Bill Offered by Senators Rockefeller and Thune (July 29, 2013)

CBA President & CEO Richard Hunt, Testimony ‘Deposit Advance Products’ (July 24, 2013)

Proposed Clarifications and Revisions to the Servicing, Mortgage Loan Originator Compensation, and Other Mortgage Rules (July 22, 2013)

CBA Letter to Senate Banking: Private Student Loan Hearing (June 24, 2013)

Joint Trade Amici Brief on American Express Company v. Italian Colors Restaurant (June 21, 2013)

Disparate Impact Amicus Brief (June 17, 2013)

CBA Letter to Senate Small Business Committee Supporting the CREED Act (June 12, 2013)

Request for Guidance and Clarity on Disparate Impact and Dodd-Frank Mortgage Standards (June 4, 2013)

Proposed Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act and the Real Estate Settlement Procedure Act (June 3, 2013)

CBA Joint Comment to OCC on Deposit Advance Product Proposed Guidance (May 30, 2013)

CBA Joint Comment to FDIC on Deposit Advance Product Proposed Guidance (May 30, 2013)

CBA Comment on CFPB Request for Information Regarding Student Loan Servicing (May 24, 2013)

Joint Comment Letter to CFPB on Loan Originator Compensation Requirements (May 23, 2013)

CBA Joint Comment on Implementation Timeframe for Proposed “Call Report” Revisions (May 17, 2013)

CBA Comment Letter on Proposed Interagency Changes to CRA Questions & Answers (May 17, 2013)

CBA Joint Comment Letter to SBA Affiliation Rule Proposal (May 6, 2013)

CBA Joint Letter to SBA on Funds Availability Proposal (April 26, 2013)

CBA Joint Comment Letter to Prudential Regulators Regarding Proposed Revisions to the “Call Report” (April 22, 2013)

CBA Joint Letter to Sen. Shelby Supporting The Basel III Impact Study Act (April 17, 2013)

CBA Joint Letter to Rep. Fincher Supporting The Basel III Impact Study Act (April 17, 2013)

CBA Government Relations Council Member Charles Kim, Commerce Bank, Testimony “Regulatory Relief” (April 16, 2013)

CBA Joint Letter Supporting Cybersecurity Bill, CISPA (April 10, 2013)

CBA Joint Letter to CFPB Director Cordray on Implementing Mortgage Rules (April 10, 2013)

CBA Joint Letter to Senator Landrieu on Small Business Lending (April 10, 2013)

CBA Joint Letter to Representative Graves on Small Business Lending (April 10, 2013)

CBA Response to CFPB RFI Regarding an Initiative to Promote Student Loan Affordability (April 4, 2013)

CBA Letter to OCC, FDIC & Fed Requesting Flexibility on Student Loan Repayment Options (March 27, 2013)

CBA Comment to FFIEC on Social Media (March 25, 2013)

CBA Response to CFPB RFI on Campus Financial Products (March 18, 2013)

CBA Comment Letter to Education Department Regarding Collection Activities (March 7, 2013)

CBA Letter to Secretary Duncan Regarding Private Student Loans (February 27, 2013)

CBA Comment to CFPB on Ability-to-Repay (February 25, 2013)

CBA Response to CFPB RFI to Study the Effects of The CARD Act on the Credit Card Market (February 19, 2013)

CFPB Request for Information Regarding the Credit Card Market (February 19, 2013)

CBA Joint Comment Letter on the CFPB's Proposal on Trial Disclosures (February 15, 2013)

CBA Board Member Maria Coyne, Key Bank, Testimony “The State of American Small Businesses” (February 13, 2013)

CBA Joint Trade Comment Letter on Remittances (January 30, 2013) PDF Format, 916KB

CBA Joint Trade Comment Letter on the Bureau’s proposal to temporarily delay the effective date of the remittance rules (January 15, 2013) PDF Format, 603KB

CBA Comment Letter in Response to Proposed Card Act Rule Revisions (January 7, 2013) PDF Format, 221KB