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Comment Letter Archive

Regulatory Comment Letters

Joint Trades Testimony, House Financial Services Committee, re: “Operation Choke Point” (April 8, 2014)

CBA Statement for the Record, House Financial Services Committee Hearing on Regulatory Landscape of Financial Services Industry (April 8, 2014)

Joint Comment Letter to DOE re: Title IV Program Integrity and Improvement – Negotiated Rulemaking (April 2, 2014)

CBA Comments to Dept. of Commerce re: Access to Social Security Public Death Master File (March 18, 2014)

CBA Joint Comment Letter to CFPB on Debt Collection ANPR (February 28, 2014)

Joint Trades letter to Chairman Camp Re: Lending Tax, Tax Reform Proposal (February 26, 2014)

CBA comments to CFPB Regarding Mortgage Loan Closing Process (February 7, 2014)

Joint Trades Letter Re: Proposed Interagency Standards for Assessing Diversity Policies (OMWI) (February 6, 2014)

Joint Trade Letter to Senate Judiciary Committee for hearing on ‘Preventing Data Breaches’ (February 3, 2014)

Joint Trade Letter to Senate Banking Subcommittee for hearing on ‘Safeguarding Consumers’ Financial Data’ (February 3, 2014)

Joint Trade Letter on Raising Federal Debt Ceiling (January 30, 2014)

Joint Trade Letter on Postal Reform (January 28, 2014)

CBA Joint Trades Letter on Biggert-Waters Escrow Requirements (January 28, 2014)

Joint Trades NCCIP Letter (January 13, 2014)

CBA Joint Comment Letter to FCC in Support of the Revised TCPA Exemption Proposal from the Cargo Airline Association (December 20, 2013)

Join Trade Reply Brief, Motion for Leave to Participate in Oral Argument, Debit Interchange (December 16, 2013)

Joint Comment Letter from Financial Sector Services Coordinating Council (FSSCC) to National Institute of Standards and Technology (NIST) Regarding the Proposed Cybersecurity Framework (December 13, 2013)

Joint Comment Letter on Biggert-Waters Proposed Rule regarding Escrow Requirements for Flood Insurance (December 6, 2013)

Joint Comments to CFPB's October 23, 2013 Interim Final Rule (November 22, 2013)

Letter to Judiciary Committee regarding Amendments to Innovation Act of 2013 (November 20, 2013)

CBA Letter to CFPB regarding Student Loan Payments (November 14, 2013)

CBA Comment Letter to Regulators regarding QRM Proposed Rule (October 30, 2013)

CBA Comment Letter to HUD regarding QM Definitions (October 30, 2013)

Joint Trades Comment Letter to HUD regarding QM Definitions (October 30, 2013)

CBA Letter to Senators Baucus and Hatch regarding LIHTC and NMTC (September 20, 2013)

CBA Letter to Senate Banking on NFIP Hearing (September 18, 2013)

CBA Joint Comment Letter to Department of Education Regarding Federal Loan Programs (August 28, 2013)

CBA Concerns with Non-QM Loans (August 8, 2013)

Joint Trade Letter on Arbitration Survey (August 6, 2013)

Joint Trades Letter to CFPB Requesting Student Loan Disclosure Grace Period (August 5, 2013)

Limitations on the Terms of Consumer Credit Extended to Service Members and Dependents (August 1, 2013)

S. 1353, a Bipartisan Cybersecurity Bill Offered by Senators Rockefeller and Thune (July 29, 2013)

CBA President & CEO Richard Hunt, Testimony ‘Deposit Advance Products’ (July 24, 2013)

Proposed Clarifications and Revisions to the Servicing, Mortgage Loan Originator Compensation, and Other Mortgage Rules (July 22, 2013)

CBA Letter to Senate Banking: Private Student Loan Hearing (June 24, 2013)

Joint Trade Amici Brief on American Express Company v. Italian Colors Restaurant (June 21, 2013)

Disparate Impact Amicus Brief (June 17, 2013)

CBA Letter to Senate Small Business Committee Supporting the CREED Act (June 12, 2013)

Request for Guidance and Clarity on Disparate Impact and Dodd-Frank Mortgage Standards (June 4, 2013)

Proposed Amendments to the 2013 Mortgage Rules Under the Truth in Lending Act and the Real Estate Settlement Procedure Act (June 3, 2013)

CBA Joint Comment to OCC on Deposit Advance Product Proposed Guidance (May 30, 2013)

CBA Joint Comment to FDIC on Deposit Advance Product Proposed Guidance (May 30, 2013)

CBA Comment on CFPB Request for Information Regarding Student Loan Servicing (May 24, 2013)

Joint Comment Letter to CFPB on Loan Originator Compensation Requirements (May 23, 2013)

CBA Joint Comment on Implementation Timeframe for Proposed “Call Report” Revisions (May 17, 2013)

CBA Comment Letter on Proposed Interagency Changes to CRA Questions & Answers (May 17, 2013)

CBA Joint Comment Letter to SBA Affiliation Rule Proposal (May 6, 2013)

CBA Joint Letter to SBA on Funds Availability Proposal (April 26, 2013)

CBA Joint Comment Letter to Prudential Regulators Regarding Proposed Revisions to the “Call Report” (April 22, 2013)

CBA Joint Letter to Sen. Shelby Supporting The Basel III Impact Study Act (April 17, 2013)

CBA Joint Letter to Rep. Fincher Supporting The Basel III Impact Study Act (April 17, 2013)

CBA Government Relations Council Member Charles Kim, Commerce Bank, Testimony “Regulatory Relief” (April 16, 2013)

CBA Joint Letter Supporting Cybersecurity Bill, CISPA (April 10, 2013)

CBA Joint Letter to CFPB Director Cordray on Implementing Mortgage Rules (April 10, 2013)

CBA Joint Letter to Senator Landrieu on Small Business Lending (April 10, 2013)

CBA Joint Letter to Representative Graves on Small Business Lending (April 10, 2013)

CBA Response to CFPB RFI Regarding an Initiative to Promote Student Loan Affordability (April 4, 2013)

CBA Letter to OCC, FDIC & Fed Requesting Flexibility on Student Loan Repayment Options (March 27, 2013)

CBA Comment to FFIEC on Social Media (March 25, 2013)

CBA Response to CFPB RFI on Campus Financial Products (March 18, 2013)

CBA Comment Letter to Education Department Regarding Collection Activities (March 7, 2013)

CBA Letter to Secretary Duncan Regarding Private Student Loans (February 27, 2013)

CBA Comment to CFPB on Ability-to-Repay (February 25, 2013)

CBA Response to CFPB RFI to Study the Effects of The CARD Act on the Credit Card Market (February 19, 2013)

CFPB Request for Information Regarding the Credit Card Market (February 19, 2013)

CBA Joint Comment Letter on the CFPB's Proposal on Trial Disclosures (February 15, 2013)

CBA Board Member Maria Coyne, Key Bank, Testimony “The State of American Small Businesses” (February 13, 2013)

CBA Joint Trade Comment Letter on Remittances (January 30, 2013) PDF Format, 916KB

CBA Joint Trade Comment Letter on the Bureau’s proposal to temporarily delay the effective date of the remittance rules (January 15, 2013) PDF Format, 603KB

CBA Comment Letter in Response to Proposed Card Act Rule Revisions (January 7, 2013) PDF Format, 221KB

CBA Joint Trade Comment Letter in Support of the Communication Innovator’s Petition for Declaratory Ruling (November 30, 2012) PDF Format, 391KB

CBA Comment Letter to CFPB in Response to the Revised Privacy Act System of Records Notice (SORN) titled “Consumer Response System” (November 19, 2012) PDF Format, 95KB

CBA Letter to Senate Banking Committee Members on Basel III Hearing (November 14, 2012) PDF Format, 116KB

CBA Joint Trade Letter to CFPB in Response to the CFPB’s Request to Collect Information from Banks on Compliance Burdens (November 9, 2012) PDF Format, 331KB

CBA Comment Letter to CFPB in Response to the Proposal to Streamline the TILA/RESPA Disclosures and Other Changes (November 6, 2012) PDF Format, 291KB

CBA Comment Letter to CFPB in Response to CFPB Strategic Plan – 2013-20118 (October 25, 2012) PDF Format, 138KB

CBA Comment Letter to CFPB on Gift Card Law Preemption (October 22, 2012) PDF Format, 101KB

CBA Comment Letter to Fed, FDIC, & OCC on Basel III Proposal (October 22, 2012) PDF Format, 417KB

CBA Joint Trade Letter to CFPB on Proposed Remittance Rule (October 17, 2012) PDF Format, 732KB

CBA Letter to CFPB on Proposed Loan Originator Compensation Rule (October 16, 2012) PDF Format, 252KB

CBA Joint Trade Letter on CFPB Reg B Appraisals Proposal (October 15, 2012) PDF Format, 138KB

CBA Joint Trade Letter on Interagency Reg Z Appraisals Proposal (October 15, 2012) PDF Format, 208KB

CBA Comment Letter on CFPB Proposed Mortgage Servicing Standards (October 9, 2012) PDF Format, 273KB

CBA Letter to FTC in Response to Proposed COPPA Amendments (September 24, 2012) PDF Format, 192KB

CBA Joint Trade Letter in Favor of QM Safe Harbor (September 14, 2012) PDF Format, 15KB

CBA Joint Trade Letter to CFPB Opposing Inclusion of All-In APR (September 10, 2012) PDF Format, 16KB

CBA Joint Trade Letter to FCC Supporting GroupMe's Petition Regarding Mobile Applications (September 10, 2012) PDF Format, 148KB

CBA Comment Letter on HOEPA Proposal (September 7, 2012) PDF Format, 109KB

CBA Comment Letter to CFPB on Integrating Disclosures under TILA and RESPA (September 7, 2012) PDF Format, 95KB

Joint Trade Letter to FHFA Opposing Use of Eminent Domain to Restructure Performing Loans (September 7, 2012) PDF Format, 290KB

Joint Trade Letter to the FRB on the Debit Issuer Survey (August 24, 2012) PDF Format, 169KB

CBA Joint Letter to CFPB on Generic Compliance Costs and Other Effects of Regulations (August 14, 2012) PDF Format, 402KB

CBA Comment Letter to CFPB in Response to RFI Regarding Student Loans (August 14, 2012) PDF Format, 128KB

CBA Joint Letter to Senate Leadership Regarding Proposed Cybersecurity Legislation (August 1, 2012) PDF Format, 80KB

CBA Comment Letter to FCC on Privacy and Security of Information Stored on Mobile Devices (July 26, 2012) PDF Format, 154KB

CBA Testimony Before House Oversight Subcommittee on Financial Services (July 24, 2012) PDF Format, 369KB

CBA Statement for the record for the Senate Banking Subcommittee on Financial Institutions & Consumer Protection hearing on private student loans (July 24, 2012) PDF Format, 240KB

CBA Joint Comment Letter to the CFPB on GPR Cards (July 23, 2012) PDF Format, 503KB

CBA Comments to CFPB on Disclosure of Consumer Complaint Data for Financial Products and Services Other than Credit Cards (July 19, 2012) PDF Format, 136KB

CBA Joint Comment Letter to CFPB on Reopening the Ability to Repay Rule Proposal (July 9, 2012) PDF Format, 277KB

CBA Joint Comment Letter on Overdraft Services (June 29, 2012) PDF Format, 102KB

CBA Letter to Hill Leadership in Support of NFIP (June 28, 2012) PDF Format, 30KB

CBA Joint Comment Letter on Pre-Dispute Arbitration Agreements (June 22, 2012) PDF Format, 260KB

CBA Testimony Before the House Committee on Small Business (June 21, 2012) PDF Format, 166KB

CBA Joint Comment Letter on ATM Fee Disclosure Requirements (June 19, 2012) PDF Format, 28KB

CBA Comment Letter to FDIC on Assessments, Large Bank Pricing Definition Revisions Notice of Proposed Rulemaking (May 29, 2012) PDF Format, 108KB

CBA Comments to CFPB on Mortgage Servicing Proposal (May 24, 2012) PDF Format, 182KB

CBA Joint Reply Comments in Support of Petition for Expedited Declaratory Ruling of Soundbite Communications, Inc. (May 15, 2012) PDF Format, 68KB

CBA Joint Amicus Brief on Right of Rescission (May 3, 2012) PDF Format, 92KB

CBA Joint Trade Letter on QM Safe Harbor (April 27, 2012) PDF Format, 65KB

CBA Joint Trade Letter on Cybersecurity (April 25, 2012) PDF Format, 43KB

CBA Letter to Hill Small Business Committees Recommending SBA Lending Enhancements (April 17, 2012) PDF Format, 102KB

CBA Multi-Industry Letter Regarding Cybersecurity Legislative Priorities (April 17, 2012) PDF Format, 29KB

CBA Comment Letter to U.S. Small Business Administration on the SBA (April 17, 2012) PDF Format, 96KB

CBA Joint Comment Letter to CFPB on Confidential Treatment of Privileged Information (April 16, 2012) PDF Format, 612KB

CBA Comment Letter to CFPB on TILA/RESPA Rulemaking Process (April 16, 2012) PDF Format, 182KB

CBA Joint Comment Letter to CFPB on QM (April 12, 2012) PDF Format, 68KB

CBA Comment Letter to CFPB on Credit Card Prototype Disclosure (March 30, 2012) PDF Format, 283KB

CBA Statement for the Record for Judiciary Subcommittee Hearing on Student Debt (March 20, 2012) PDF Format, 204 KB

CBA Joint Letter for the Record to Senator Durbin Re: S.1102 (March 20, 2012) PDF Format, 44KB

CBA Comment Letter to CFPB Re: Streamlining Inherited Regulations (March 5, 2012) PDF Format, 149KB

CBA Letter to Hill Leadership in Support of CFPB Privilege (February 16, 2012) PDF Format, 107KB

021512_CBA Letter to Hill Opposing an Increase in the Credit Union Business Lending Cap (February 15, 2012), PDF Format, 202KB

CBA Comments on Round 7 of CFPB's TILA/RESPA Know Before You Owe Project
 (February 15, 2012) PDF Format, 160KB

CBA Statement For the Record - HR 3871 (February 8, 2012) PDF Format, 145KB

CBA Comments to CFPB on the Disclosure of Credit Card Complaint Data
(January 30, 2012) PDF Format, 130KB

CBA Joint Comment Letter: Comments Concerning Proposed Rulemaking on the “Discriminatory Effects Standard” of the Fair Housing Act (January 18, 2012) PDF Format, 309KB

CBA Comment Letter on CFPB's Request for Information on Private Education Loans and Private Education Lenders (January 17, 2012) PDF Format, 340KB